Retirement Planning
How We Can Help
Retirement planning shouldn’t start at retirement; it should start well before.. All of my clients say “I wish I would have started sooner”, but its never too late. Whether you’re in your 30’s or 70’s - planning for a retirement you enjoy is on the top of every American’s mind. We take a long-term view of your financial wellbeing to help create a life after work that is as well-planned as your life while working.
Understand your goals and income needs: Planning for retirement is all about cash flow. What cash flow is needed to travel, start a new hobby, spend on basic living expenses, health care, leave to the next generation, etc.
- Analyze your current position: To plan a meaningful retirement, you need to know where you currently stand. We’ll help you build an in-depth financial inventory to use as part of our retirement planning process.
- Develop your plan: What “number” do you need to reach before you’re able to retire? What other income streams do you have from social security, pension, mineral interest, rental property, part time work, to help achieve your income needs. When we’re done, you’ll not only have a better understanding of your investments, and what you need to fund your retirement lifestyle, you’ll also be better equipped to handle any shortfalls.
- Transition your plan and investments from accumulation to preservation: Investing when you are newly retired is very different than investing 15 years before retirement. It is much more about income generation and preservation compared to growth.
- Support you in pension and benefit decisions: We’ll be here if you need advice on Government or Employer pension and benefits: when to apply, how to apply, what to do with your funds, and much more.
